YapBay is a revolutionary peer-to-peer remittance platform that leverages the power of cryptocurrency to enable faster, cheaper, and more accessible cross-border payments for the world's 2 billion unbanked and underbanked individuals.

By combining traditional finance (TradFi) payment networks with decentralized finance (DeFi) infrastructure, YapBay creates a censorship-resistant, KYC-free marketplace where users can chain together fiat and crypto transactions to route around capital controls and other limitations of legacy remittance services.

With YapBay, users can send and receive remittances using their preferred fiat currencies while benefiting from the speed, security, and low fees of cryptocurrency as a transport layer.

As a Web3-native platform, YapBay aims to disrupt the $700 billion remittance industry, fostering financial inclusion and economic opportunity for millions of people in developing nations, and paving the way for widespread adoption of cryptocurrency as a medium of exchange.

By offering a user-friendly, transparent, and community-governed alternative to traditional remittance providers, YapBay is poised to become a leading player in the global payment landscape, unlocking trillions of dollars in pent-up capital and empowering individuals to participate in the global economy on their own terms.


Our mission is to facilitate access to cryptocurrency for people across the globe, without the need for onerous KYC procedures or the arbitrary limits and opaque reserve status of centralized exchanges.

We are building a peer-to-peer crypto exchange that provides anyone, anywhere with uncensorable, KYC-free, transparent, and open-source fiat on-ramps and off-ramps. By doing so, we aim to contribute meaningfully towards the goal of enabling access to prosperity for people worldwide who have been denied the full benefits of an accountable monetary system.


We envision a world of universal prosperity, where every human being has the opportunity to realize their potential. A world where everyone, everywhere, enjoys monetary freedom and can use and create money as they see fit, trading it on a voluntary basis across borders, from anywhere to anywhere, and from anyone to anyone. We strive for a world of crypto mass adoption, where everyone has access to prosperity, and no one is cut out of the system or left behind.


Currently the team is George Donnelly, who has been working on crypto mass adoption since 2018. Visit GeorgeDonnelly.com for more information.

Join Us

By executing on our roadmap, We aim to create a robust, user-friendly, and inclusive platform that empowers individuals worldwide to participate in the global economy and benefit from the transformative potential of cryptocurrency.

We invite you to join us on this journey towards a more equitable and prosperous future.