Sub-$200 remittances face the highest fees, disproportionately hurting the families that need every dollar most.
Global average cost to send $200 (World Bank, Q2 2025). More than double the 3% SDG target.
Average cost to send $200 to Sub-Saharan Africa (World Bank, Q1 2025). The world's most expensive corridor.
People without official ID, locked out of formal financial systems. Another 2.8B lack digital ID.
Chain together two P2P trade offers into one fiat-in, fiat-out transaction. Your recipient gets local fiat -- no crypto knowledge required.
Sender chooses a P2P offer and deposits USDC into the smart contract escrow.
A second P2P trader fulfills the outgoing payment -- recipient receives local fiat directly.
Smart contract confirms both sides complete and releases funds atomically.
YapBay is a Web3 P2P remittances network on Solana -- fast, cheap, and resistant to censorship.
Low protocol fees. Pay only gas and the offer creator's spread.
Sequential smart contract escrow. No trust required between parties.
No protocol-level identity verification. Privacy by design.
Built on Solana. No single point of control or shutdown.
Buy groceries, medicine, essentials for recipients. Home delivery included.
All code MIT licensed. Audited by the community.
People onboarded to crypto through our prior fieldwork in Latin America (2018-2021)
Remittances pilot popular among Venezuelan expats in Spain (2019)
Active communities building right now
Join the community building the future of borderless, affordable remittances.