YapBay is a peer-to-peer remittances protocol on Solana. No bank accounts, no KYC, no custodian. Just fast, cheap transfers to where you need them most.
Protocol fees
People onboarded
KYC required
Open source license
Browse P2P offers from traders in your corridor. Each offer shows the exchange rate and fees.
Send USDC to the smart contract escrow. Your funds are locked by code, not a company.
A second trader delivers local fiat to your recipient. Escrow releases your USDC atomically.
Funds held in Rust programs on Solana. No middleman can access them.
Protocol-level KYC-free. Your financial activity is your own business.
All code is MIT licensed and publicly auditable. No hidden logic.
No single entity controls the network. Solana processes thousands of TPS.
Global average cost to send $200 (World Bank, Q2 2025). More than double the 3% SDG target.
Average cost to send $200 to Sub-Saharan Africa (World Bank, Q1 2025). The world's most expensive corridor.
People without official ID locked out of formal financial systems. Another 2.8B lack digital ID.
Supported by
Years of fieldwork. Thousands of people onboarded. One mission.
George Donnelly
CTO & Founder
Easytrend
Community & Co-Founder
Jorge Gallo
COO & Co-Founder
Join the Telegram community to get early access and help shape the protocol.