Last Updated: 3 Nov 2023.

1. Introduction

Welcome to YapBay.com. These Terms of Service (“Terms”) govern your use of the website operated by George Donnelly, doing business as Panmoni (“we”, “our”, or “us”). By accessing or using our website, you agree to be bound by these Terms and all terms incorporated by reference.

2. Eligibility

You must be at least 18 years old to access or use the website. By agreeing to these Terms, you represent and warrant that you are at least 18 years old.

3. Website Content

The content provided on this website is for informational purposes only and does not constitute financial advice. We provide information regarding various cryptocurrency tokens, however, we do not endorse or recommend any such tokens. Investing in cryptocurrency tokens involves various risks including, but not limited to, the loss of principal, liquidity risk, and market volatility.

4. Intellectual Property

All YapBay trademarks on or related to the website are the exclusive property of Panmoni or its licensors. You may not reproduce, distribute, or create derivative works based on our content without explicit written permission.

5. Disclaimer of Warranties

The website and its content are provided "as is" and "as available" without any warranties of any kind, either express or implied, to the fullest extent permissible under applicable law.

6. Indemnification

You agree to indemnify, defend, and hold harmless Panmoni, its affiliates, officers, directors, employees, agents, and licensors from and against all claims, damages, losses, expenses (including legal fees) arising from your use of the website or violation of these Terms.

7. Third-Party Links

We are not responsible for any third-party content, links, or services provided on or through the website. Your interactions with third-party entities, including payment and delivery of goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and the third-party.

8. Limitation of Liability

To the maximum extent permitted by law, Panmoni and its affiliates, directors, employees, or licensors shall not be liable for any direct, indirect, punitive, incidental, special, or consequential damages arising out of or in any way connected with your use of the website.

9. Accuracy of Information

While we strive to provide accurate information, we do not guarantee the accuracy, completeness, or timeliness of the information on the website.

10. No Endorsement

Mention of third-party products, services, or organizations on YapBay.com does not constitute an endorsement.

11. User Content and Conduct

12. Severability

If any provision of these Terms is found to be invalid, the remaining provisions will continue to be valid and enforceable.

13. Waiver

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term.

14. Entire Agreement

These Terms, along with any other agreements or policies referred to herein, constitute the entire agreement between you and Panmoni regarding the use of YapBay.com.

15. Notification of Changes

We reserve the right to change these Terms at any time. Any changes will be posted on this page with an updated revision date.

16. Governing Law and Dispute Resolution

Any dispute, controversy, difference or claim arising out of or relating to these Terms, including the existence, validity, interpretation, performance, breach or termination thereof or any dispute regarding non-contractual obligations arising out of or relating to it shall be referred to and finally resolved by arbitration under the UNCITRAL Arbitration Rules in force when the Notice of Arbitration is submitted.

The law of this arbitration clause shall be Hong Kong law.

The appointing authority shall be Hong Kong International Arbitration Centre.

The place of arbitration shall be Hong Kong.

The number of arbitrators shall be three. The arbitration proceedings shall be conducted in English.

17. Contact Information

For any questions or concerns regarding these Terms, please contact: [email protected].

YapBay Privacy Policy

1. Introduction

Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, YapBay.com. Please read this policy carefully to understand our practices regarding your information and how we will treat it.

2. Information We Collect

When you visit YapBay.com, we try not to collect any information about you whatsoever, however CloudFlare and Vercel likely collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies installed on your device. Additionally, as you browse the site, we collect information about the individual web pages that you view, what websites or search terms referred you to the site, and information about how you interact with the site. We refer to this automatically-collected information as “Device Information”.

We collect Device Information using the following technologies:

• Cookies: Data files that are placed on your device or computer and often include an anonymous unique identifier. For more information about cookies, and how to disable cookies, visit http://www.allaboutcookies.org.
• Log Files: Track actions occurring on the site, and collect data including your IP address, browser type, Internet service provider, referring/exit pages, and date/time stamps.
• Web Beacons, Tags, and Pixels: Electronic files used to record information about how you browse the site.

The collection of this Device Information is facilitated through Google Analytics, Vercel, and CloudFlare, which are third-party service providers.

3. Use of Your Information

We do not use the information that we collect for any purpose, however CloudFlare and Vercel may be using it for a variety of purposes. We may use Google Analytics data generally to improve and optimize our site (for example, by generating analytics about how our customers browse and interact with the site, and to assess the success of our marketing and advertising campaigns).

4. Sharing Your Information

We share your Device Information with third parties to help us use your Device Information, as described above. For example, we use Google Analytics to help us understand how our customers use the site -- you can read more about how Google uses your Personal Information here: https://www.google.com/intl/en/policies/privacy/. You can also opt-out of Google Analytics here: https://tools.google.com/dlpage/gaoptout.

Additionally, we may also share your information to comply with applicable laws and regulations, to respond to a subpoena, search warrant, or other lawful requests for information we receive, or to otherwise protect our rights. That said, we will actively resist all such attempts and plan to establish a warrant canary on-chain in the coming days.

5. Your Choices

You can opt-out of certain data collection practices by following the links provided above, or by adjusting the settings in your web browser.

6. Security

We employ reasonable security measures to protect your information from unauthorized access, alteration, disclosure, or destruction.

7. Changes to This Policy

We may update this privacy policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal, or regulatory reasons.

8. Contact Information

For more information about our privacy practices, if you have questions, or if you would like to make a complaint, please contact us by e-mail at [email protected].